Claims Involving Multiple Injured Passengers in a Vehicle Collision

When there is a vehicle accident involving multiple passengers, each injured individual has a separate and distinct claim. This is similar to any other vehicle accident claim, except that the passenger may make a claim against both drivers, if they were both negligent. If both drivers are at fault, it will be necessary to negotiate with each of their insurance companies.

Insurance Limits

If multiple passengers traveling in a vehicle are injured in a collision, they must all pursue claims against the negligent driver in order to receive compensation. When the total value of these claims exceeds the driver’s insurance coverage limit, each injured individual may decide to settle with the negligent driver for less than his claim is worth. If the claimants can agree on how the policy should be split, there probably won’t be any conflict of interest. However, if they cannot reach an agreement as to how much each one of them should receive, it is unlikely that the insurance adjuster will agree to settle with any of them. The passengers will then be forced to pursue their claims in court in order to receive any compensation.

One Attorney for Multiple Parties

If a single driver is entirely to blame for the accident, plaintiffs may consider hiring the same lawyer to pursue a claim against the defendant. However, the interests of the passengers may not always be perfectly aligned, and there could be a conflict of interest should any of the plaintiffs be partially responsible for the accident. There could also be a conflict of interest if the responsible party has insufficient assets to compensate all of the claimants. So, while it is possible for multiple injured parties to be represented by one attorney, it isn’t recommended in most cases.

You Need an Attorney

If you’ve been injured in a vehicle accident, you need professional representation by an experienced attorney. To learn more, contact the Cain Law Firm by clicking the Live Chat button on this page.

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